Julie Settles

Julie is the President of FCNB Insurance Services, Inc. and FCNB Investments Services, Inc.  She was elected to the FCNB Board of Directors in 2014. Julie is Board Member of the Mound Ridge Retreat and Mission Center and an active member of the Steelville Presbyterian Church and the Steelville Chamber of Commerce. In her spare time, she enjoys reading, camping, yoga and watching her kids play sports.  She resides in Steelville with her husband Alex and their three children, Aiden, Claire, and Madelyn.